Selling Insurance and Unit Trust

For almost one year, I have been drifted away further and further from my work activities. I get to dislike approaching people for investing in unit trust and insurance protection.  As I stay longer in this line of business, I am more and more convinced that unit trust and insurance marketing departments are only interested getting sales, instead of making money and providing proper insurance for clients.

I took the effort to complete my study on Financial Planning, and obtained the certification as Registered Financial Planner. I joined the Financial Planning Company because I felt that being a tied agent to insurance company, no other insurance policy is good other than what you are selling. I don't agree with asking people to surrender their policies to buy from me. However, this is what agents are doing, especially those who are "successful" in their insurance career. This goes against my principle. Sadly to find out that Financial Planning Company are also more concerned with sales than giving proper advise to clients. Guess this line of business is not for me.

My Next Move

How many jobs have I landed so far after graduation?

1985 to 2003 Programmer, System Analyst, System Engineer, Senior System Engineer, Software Manager - 18 years in software development, one year not working in Y2K to be with my 2 boys.

2004 until now as insurance agent, unit trust agent and financial advisor so that I can be flexible in managing my time and earn some income.

I am now 50. I don't think I want to do cold calling anymore. I am getting reluctant to revisit existing customers.

What do I want to do next?

If I can work until 65 yrs old, there is another 15 years to go. What is my dream? Perhaps opening a coffee house selling coffee and desserts.

What do I need to prepare?

Learn about coffee, source coffee, find out how to run a coffeehouse, learn how to bake cake, work out the capital of opening a coffeehouse

Is that the right change?